Private by designNo bank login. Your data is never sold.

See all your money at once.

Banks, cards, bills and goals in one clear view: what's coming and what's left this month. No more spreadsheets.

Free to start, no card · Plus from $6.49/mo on annual billing · Cancel anytime
mymoneyapp.io
MyMoney dashboard
Everything in one place
Accounts & cardsCSV, XLSX & OFX import & exportSavings goalsShare with your familyDetailed analyticsOpen Finance (soon, optional)
Features

One app that does the watching

Each screen answers one question: how much you have, what's coming, and what's left.

Dashboard

Your whole net worth, the second you open it

Balance, monthly flow, and money left to save, no digging.

MyMoney dashboard preview
Goals

What-if simulator

Drag the monthly contribution and watch the finish date move in real time.

MyMoney goals preview
Import/Export

Your data, your control

You own your data. Import via CSV, XLSX, or OFX and export anytime.

statement.csvhistory.xlsxbank.ofx
Calendar

Plan your bills

See all your bills and subscriptions on one timeline and plan your future.

MyMoney calendar preview
Alerts
$313.28 more

“Groceries are up from last month.” Timely, gentle, never spammy.

How it works

Five minutes a week, not a spreadsheet night

Manual entry sounds like work. Here is what it actually takes.

  1. 1

    Add your accounts and cards

    Bank name, current balance, and each card's closing and due day. That's all the setup there is.

    About 2 minutes, once

  2. 2

    Log or import what you spend

    Tap the quick modal when you pay for something, or drop in the OFX, CSV or XLSX statement your bank exports. See import bank statements.

    5 minutes a week

  3. 3

    See what's left before the month ends

    Balance, upcoming bills, card statements and goals update on their own. Open the app, read the answer, close it.

    Every time you open it

Open Finance bank connections are in development and will be optional: manual entry and file import stay exactly as they are. See what's next.

Start for free

Free to start, no card · Plus from $6.49/mo on annual billing · Cancel anytime

In depth

Made to be easy to use

Track your money without the hassle, direct and clear.

Spending

Where the money actually went

Category breakdowns, a six-month trend, and a running budget line, with a nudge before a category gets away from you.

Track spending
Accounts

Your banks, side by side

Checking and investment accounts in one ledger. Track your average yield (as % of CDI, monthly, or annual rate) and watch interest land each month at every bank.

Add your accounts
Analytics · Premium

See where every dollar goes

Detailed charts that are actually useful. See every income source tied to every spending category, plus net worth, projected balance, compound growth, savings runway, and much more.

See the analytics
Family · Premium

The whole family on the same page

Invite your family to manage your finances together and keep everyone in the same place.

Invite your family
Privacy

Your data is yours, start to finish

You control what to do with your data.

No bank login

Your credentials never leave your bank. We don't store any.

Your data leaves when you want

Full CSV/XLSX/OFX export, re-importable the day you come back.

Your data is never a product

Your data is never sold, shared, or used to train anything.

Encrypted

Everything travels over TLS and sits encrypted on the server. Delete your account, delete your data.

Pricing

Simple plans, no surprises

Starter is free for good, no credit card. Upgrade only when you need more, and cancel in one click.

Starter
Free

No card, no time limit

Track your money, simply. Free, for good.

  • 1 bank account
  • 1 credit card
  • 1 active savings goal
  • Track your expenses and income
  • Add your transactions manually
  • Import and export transactions via CSV/XLSX/OFX
Start for free
Most popular
Plus
$6.49 /mo

$77.92 billed once a year

The full picture, for one person.

  • All features from Starter
  • Up to 5 accounts
  • Up to 5 cards
  • Up to 5 goals
  • Bills and subscriptions calendar
  • Detailed balance view
  • Smart tips
  • Priority support included
Get Plus
Premium
$9.74 /mo

$116.92 billed once a year

One household, shared clarity.

  • All features from Plus
  • Unlimited accounts
  • Unlimited cards
  • Unlimited goals
  • Shared account (household) with your family and/or friends
  • Sync with Google Calendar
  • Detailed analytics and charts like: sankey, projected balance, expenses by category, unusual expenses, and more.
  • Unlimited priority support
  • Early access to new features and improvements.
Get Premium
Why is Starter free?

Free, and still yours alone

A free plan is usually paid for with your data or your attention. Ours is paid for by Plus and Premium subscribers, so the same rules apply on every tier, including the free one.

Your data is never for sale

We don't sell your data to anyone. No brokers, no advertisers, no exceptions, your finances stay yours.

No ads, ever

No banners, no sponsored offers, no clutter getting in the way. The app stays focused on your money, not on grabbing your attention.

Our commitment is to you and your experience, not your data.

Invite a friend

Bring a friend, you both get a month free

Every account has an invite code. When a friend signs up with it and picks Plus or Premium, their first month is free and 30 days are added to your plan.

  1. 01

    Share your code

    Find it in Settings, copy the link and send it to a friend.

  2. 02

    They go Plus or Premium

    They sign up with your code and subscribe to a paid plan. Their first month is free.

  3. 03

    You get 30 days too

    The same day, 30 free days land on your plan. Even on Starter, and with no limit on how many friends you invite.

Create your free account

The free month starts once your friend subscribes to one of the paid plans. Nothing is charged before it ends.

New
On your phone

MyMoney now becomes an app on your phone

Add it to your home screen and MyMoney opens full screen, like any app, no app store, no download, and always the latest version. Works on iPhone and Android.

  1. 1Open mymoneyapp.io in your phone's browser
  2. 2Tap Share, then Add to Home Screen
  3. 3Done! The icon sits with your apps and opens in one tap

Your money in the palm of your hand

Phone home screen with the MyMoney iconMyMoney installed on a phone
On the radar

What comes next

In development

Open Banking

Connect your banks and bring balances, transactions, and card statements straight into MyMoney, no typing. Authorization happens inside your own bank, through the regulated standard, and no password ever passes through here.

Available first to Premium subscribers, in closed beta.

  • In development

    Automatic account connection

    Bank connections that update on their own, with consent you can revoke at any time.

  • Soon

    Automatic card statements

    Closing and due dates filled in by the issuer itself, with no manual upkeep.

  • Soon

    Native app

    Our website already supports mobile and tablet, but we'll add the native app for a better experience and implement even more features.

All of this is optional:· manual entry stays· CSV stays· you choose whether to connect
Questions

Before you subscribe

Not today, and that's a choice. Your credentials never leave your bank. You log transactions in seconds through the quick modal, import your whole history via CSV/XLSX, or drop in an OFX statement straight from your bank (how importing works). Open Finance integration is in development and will be optional.

No. Starter is free for as long as you like, with one account, one card and one goal, and it starts with an email and a password, nothing else. A card is only asked for when you upgrade to Plus or Premium.

You go back to the free Starter plan. Nothing is deleted: every account, card, transaction and goal stays, and the Plus or Premium pages simply show an upgrade card until you subscribe again. Anything above Starter's limits is kept, you just can't add more until you upgrade.

Yes, on the Premium plan. You create a shared space, invite by email, and set each person's role, switching between your personal space and the household without mixing finances. More in household budget.

About five minutes a week. Setup is your accounts and cards once; after that you log a purchase in the quick modal in seconds, or import the OFX, CSV or XLSX statement your bank's app exports and review the categories.

Any bank that exports an OFX, CSV or XLSX statement, which in Brazil includes Nubank, Itaú, Bradesco, Banco do Brasil, Inter, Santander and Caixa. There is no bank connection, so there is no list of supported banks to worry about.

No. CSV/XLSX export is available at any time, with all 18 columns and bilingual headers, plus OFX for other finance apps. The exported file is re-importable: you take your data with you in a format that works again.

Yes. Every charge comes with an invoice, which is why the billing address is asked for when you pay. Invoices are available in the billing portal from Settings.

Yes. The entire interface exists in Portuguese (BR) and English, with prices in reais for Brazil and every value formatted for your language. Account yield can be modeled as % of CDI, monthly, or annual rate.

All our data is encrypted and stored securely. We don't sell or use your data for analysis or training AI models. Your data is yours and you control what to do with it.

Your money, finally quiet.

Add your accounts, set one goal, and let MyMoney do the watching.

Start for free

Free Starter plan · No credit card · Upgrade anytime