Plans and feature availability
What Starter, Plus, and Premium include, and how limits work.
| Tier | Limits | What you get |
|---|---|---|
| Starter | 1 account · 1 card · 1 goal | Core tracking: dashboard, spending, income, accounts, cards (including statement bills), goals, transactions, CSV/XLSX/OFX import & export |
| Plus | 5 accounts · 5 cards · 5 goals | Everything in Starter + Calendar page, Balance page, fiscal month, smart tips, priority support |
| Premium | Unlimited | Everything in Plus + Analytics page, Households, Google Calendar sync |
Good to know
- Starter is free for good: no credit card, no time limit. Every new account starts on it, and there is no trial to run out. See Getting started.
- Plus and Premium are billed on the spot at checkout, monthly or yearly. The exception is an account created with a friend's invite code: the card is still taken at checkout, but the first 30 days are free and the first charge comes when they end. The friend who invited gets 30 free days too. See Invite a friend. The billing address is collected together with the card and goes on every invoice (nota fiscal).
- Cancelling a paid plan takes the account back to Starter at the end of the paid period. Nothing is deleted; anything above Starter's limits is kept, and you just can't add more until you upgrade again. See What happens if a paid plan ends.
- If a page needs a higher tier, it shows an upgrade card naming the tier with a shortcut to change plans — nothing is hidden silently.
- Creation limits apply when you create things: for example, the Add account button hides once you're at your plan's cap.
- If a payment fails, a payment problem notice covers the app when you sign in. It can't be dismissed — use Fix payment in Stripe to update your payment method, and the notice clears on the next page load once Stripe confirms the payment went through. You keep the paid tier this way for a 14-day grace period while the card is retried; after that, the account drops to the free Starter plan until the payment is completed.